Back when all these people were taking out these loans, perhaps Congress could have spent a little money on a campaign to educate people about why those loans were a bad idea. I mean, I saw them being offered. They looked like a bad idea to me, though I know little about such things. Surely your typical Senator/Senatrix/Congress(wo)man could see and know. Then maybe they wouldn’t be debating spending a lot of money to bail a lot of people out.